Empowering Financial Growth with
Palli Pragoti Financial Services Private Limited
We are committed to deliver transparent, reliable and ethical financial services that prioritize your best interests.
Company Snapshot
Palli Pragoti (formerly Kamala Trades) is a NBFC company which was initially set up in 2010 with the formation of a society in the name of Jalalpur Pragati Society vide registration number – S/1L/77769 of 2010-11.
Has carefully grown business over last 3 years under NBFC with focus on client service and sustainability. During October, 2021, the Management acquired a NBFC company, Kamala Trades & Holdings Pvt. Ltd.
A pool of committed workforce has enabled Palli Pragoti to develop a welcoming culture that has significantly impacted the client connect over the years.
Branch positioning has been given a strategic direction to reach out to indigenous communities and poor clients who have very little access to formal financial services.
Product Offering:
Income Generating Loans
Micro Enterprise Loans
Personal Loans
₹ 16.96 Cr
Total AUM
7163
Active Clients
18 Branches
Active Branches
0.06%
PAR 90
To Become NBFC-MFI
Immediate Goal
Our vision
To be a leading and preferred financial institution
who provides excellent services to poor families in
order to empower rural people.
Our mission
To promote the general well-being of the poor people in the province and transform them into self-reliant, self-managing, just and peaceful living communities.
Encouraging savings, and specifically targeting women and poor families in order to help them achieve a higher income.
To provide quality and innovative financial and non-financial services that productive poor to excellence.
To improve income in agricultural sector in the rural areas of South Dinajpur, North Dinajpur, Malda, Murshidabad, Jalpaiguri District and districts of other states by providing loans at reasonable interest rates
Our Products
Suchana
Suchana Loan is for borrowers especially women who are engaged in small business e.g. retail shop, vegetable seller etc. and to start new business.
Loan Type : JLGs /Individual
Loan amount range : INR 1,000 – INR 60,000
Tenure range: 12 months
Installment frequency: Weekly / Bi-Weekly
Rate of Interest : 28 – 30%
Processing fees: 2%+GST Insurance fees : 1.406% Documentation Fee: 0.50%+GST
Pragoti
Pragoti Loan is for both men and women who are engaged in small and medium business and facing capital requirements for business growth.
Loan Type : JLG/Individual
Loan amount range : INR 1,000 – INR 60,000
Tenure range: 12 Months
Installment frequency: Weekly / Bi-Weekly
Rate of Interest : 28 – 30%
Processing fees: 2%+GST
Insurance fees : 1.406% Documentation Fee: 0.50%+GST
Unnyati
Unnyati Loan is especially for women who are engaged in small and medium business. This scheme is to meet their working capital requirement.
Loan Type : JLGs /Individual
Loan amount range : INR 1,000 – INR 60,000
Tenure range: 18 Months
Installment frequency: Weekly / Bi-Weekly
Rate of Interest : 28 – 30%
Processing fees: 2%+GST
Insurance fees : 2.109% Documentation Fee: 0.50%+GST
Samriddhi
Samriddhi Loan is for both Men and Women engaged in small and medium scale business who faces the requirement of working capital.
Loan Type : MSME
Loan amount range : INR 1,000 – INR 60,000
Tenure range: 24 Months
Installment frequency: Weekly / Bi-Weekly
Rate of Interest : 28 – 30%
Processing fees: 2%+GST
Insurance fees : 2.912% Documentation Fee: 0.50%+GST
Briddhi
Briddhi Loan is for both Men and Women engaged in small and medium scale business who faces the requirement of working capital.
Loan Type : JLGs /Individual
Loan amount range : INR 1,000 – INR 60,000
Tenure range: 12 Months
Installment frequency: Weekly / Bi-Weekly
Rate of Interest : 28 – 30%
Processing fees: 2%+GST
Insurance fees : 1.406% Documentation Fee: 0.50%+GST
Sristi
Sristi Loan is for both Men and Women engaged in small and medium scale business who faces the requirement of working capital.
Loan Type : MSME
Loan amount range : INR 61,000 – INR 100,000
Tenure range: 12 – 24 Months
Installment frequency: Weekly / Bi-Weekly / 4th Weekly
Rate of Interest : 28 – 30%
Processing fees: 2%+GST
Insurance fees : 1.406% to 2.912% Documentation Fee: 0.50% to 1.00% +GST
Udyog
Udyog Loan is for both Men and Women engaged in small and medium scale business who faces the requirement of working capital.
Loan Type : MSME
Loan amount range : INR 101,000 – INR 200,000
Tenure range: 12 – 24 Months
Installment frequency: Weekly / Bi-Weekly / 4th Weekly
Rate of Interest : 28 – 30%
Processing fees: 2%+GST
Insurance fees : 1.406% to 2.912% Documentation Fee: 0.50% to 1.00% +GST
our board of directors
Mr. Shyamapada Sarkar
Founder/Chairman
Mr. Avijit Saha
Co-Founder / Director
Mr. Amit Sarkar
Director
Mr. Kanak Sarkar
Director
our partners
contact us
Registered Office Address:
Village – Thangapara, P.O. – Jalalpur, P.S. – Gangarampur, Dist- Dakshin Dinajpur, PIN- 733124, West Bengal
Contact – 03524-295090 / 96098 06590
email – info@pallipragoti.com