Empowering Financial Growth with
Palli Pragoti Financial Services Private Limited
We are committed to deliver transparent, reliable and ethical financial services that prioritize your best interests.
Company Snapshot
Palli Pragoti (formerly Kamala Trades) is a NBFC company which was initially set up in 2010.
Has carefully grown business over last 3 years under NBFC with focus on client service and sustainability. During October, 2021, the Management acquired a NBFC company, Kamala Trades & Holdings Pvt. Ltd.
A pool of committed workforce has enabled Palli Pragoti to develop a welcoming culture that has significantly impacted the client connect over the years.
Branch positioning has been given a strategic direction to reach out to indigenous communities and poor clients who have very little access to formal financial services.
Product Offering:
Income Generating Loans
Micro Enterprise Loans
Personal Loans
₹ 22.75 Cr
Total AUM
8624
Active Clients
22 Branches
Active Branches
1.16%
PAR 90
To Become NBFC-MFI
Immediate Goal
Our vision
To be a leading and preferred financial institution
who provides excellent services to poor families in
order to empower rural people.
Our mission
To promote the general well-being of the poor people in the province and transform them into self-reliant, self-managing, just and peaceful living communities.
Encouraging savings, and specifically targeting women and poor families in order to help them achieve a higher income.
To provide quality and innovative financial and non-financial services that productive poor to excellence.
To improve income in agricultural sector in the rural areas of South Dinajpur, North Dinajpur, Malda, Murshidabad, Jalpaiguri District and districts of other states by providing loans at reasonable interest rates
Our Products
Suchana
Suchana is a personal loan for both men & women who are willing to start micro and small business in the field of agriculture product.
Loan Type : Individual
Loan amount range : INR 5,000 – INR 40,000
Tenure range: 12-18 months
Installment frequency: Weekly / Bi-Weekly
Rate of Interest : 30%
Processing fees: 2%+GST Insurance fees : 0.980% – 1.470% Documentation Fee: 0.50% – 1.00% +GST,CIBIL Score- 600+
Pragoti
Pragoti loan is a personal loan for both men & women who are already in the small business relating to agriculture and other products and want to increase the income by the growth of business.
Loan Type : Individual
Loan amount range : INR 30,000 – INR 60,000
Tenure range: 12-18 Months
Installment frequency: Weekly / Bi-Weekly
Rate of Interest : 30%
Processing fees: 2% +GST
Insurance fees : 0.980% – 1.470%, Documentation Fee: 0.50% – 1.00% +GST, CIBIL Score- 600+
Unnati
Unnati Loan is a BC product is for the people who are engaged or want to be engaged in micro and small business, agriculture, retail shop owner etc.
Loan Type : Business Correspondent, Loan amount range : As per BC Term
Tenure range: As per BC Term
Installment frequency: As per BC Term
Rate of Interest : As per BC Term, Processing fees : As per BC Term
Insurance fees : As per BC Term Documentation Fee: As per BC Term
Samriddhi
Samriddhi loan is for both men & women who are engaged in Micro, small & medium business like tea stall, fast food business, vegetable vendor, small grocery/stationery shop owner etc.
Loan Type : Individual
Loan amount range : INR 5,000 – INR 60,000
Tenure range: 3-12 Months
Installment frequency: Daily/Weekly
Rate of Interest : 28 – 32%
Processing fees: 2%+GST
Insurance fees : 0.980% – 1.960% Documentation Fee: 0.50% – 1.00% +GST, CIBIL Score- 600+
Briddhi
Briddhi loan is a JLG loan for the people specially women who are engaged or want to be engaged in micro and small business, agriculture, retail shop owner etc. This is a micro finance loan product.
Loan Type : JLG / SHG
Loan amount range : INR 5,000 – INR 70,000
Tenure range: 12 – 24 Months
Installment frequency: Weekly / Bi-Weekly
Rate of Interest : 30%
Processing fees: 2%+GST
Insurance fees : 0.980% – 1.960%, Documentation Fee: 0.50% – 1.00% +GST, CIBIL Score- 600+
Sristi (MSME)
Sristi Loan is for both Men and Women who are engaged in micro small & medium enterprises and want to grow their business in a systematic manner by way of creating jobs for people.
Loan Type : Individual
Loan amount range : INR 61,001 – INR 100,000
Tenure range: 12 – 24 Months
Installment frequency: Weekly / Bi-Weekly / 4th Weekly
Rate of Interest : 30%
Processing fees: 2%+GST
Insurance fees : 0.980% – 1.960% Documentation Fee: 0.50% – 1.00% +GST, CIBIL Score- 600+
Udyog (MSME)
Udyog loan is for men & women who are engaged in micro small & medium enterprises and want to grow their business in a systematic manner by way of creating jobs for people and requires more fund for business.
Loan Type : Individual
Loan amount range : INR 101,000 – INR 200,000
Tenure range: 12 – 24 Months
Installment frequency: Weekly / Bi-Weekly / 4th Weekly
Rate of Interest : 30%
Processing fees: 2%+GST
Insurance fees : 0.980% – 1.960% Documentation Fee: 0.50% – 1.00% +GST, CIBIL Score- 600+
our board of directors
Mr. Shyamapada Sarkar
Founder/Chairman
Mr. Avijit Saha
Co-Founder / Director
Mr. Amit Sarkar
Director
Mr. Kanak Sarkar
Director
our partners
contact us
Registered Office Address:
Village – Thangapara, P.O. – Jalalpur, P.S. – Gangarampur, Dist- Dakshin Dinajpur, PIN- 733124, West Bengal
Contact – 96098 06590
email – info@pallipragoti.com