About Us
Company Incorporation
The Company was incorporated on 29-Dec-1995 and is classified as company limited by shares
Focus Area
We are providing structured term financing solutions to farmers and low income households who basically need finance to run their business.
Audited Financials & AGM
The last annual general meet of the Company held on 30-09-2023 and it last updated its financials on 30 June 2024
Nature of Business
The Company is a registered NBFC with the RBI and it is in financial services business for last 28 years
Distinctive Feature
The Company has over a decade of lending experience in serving areas and clients, where it is not possible for the banks to provide financial services
Areas of Operation
The company is currently operating its business from the districts of Malda, Uttar Dinajpur, Dakshin Dinajpur & Jalpaiguri in West Bengal, and Katihar district of Bihar .India
Company Snapshot
uPalli Pragoti (formerly Kamala Trades) is a NBFC company which
was initially set up in 2010 with the formation of a society in the
name of Jalalpur Pragati Society vide registration number –
S/1L/77769 of 2010-11.
uHas carefully grown business over last 3 years under NBFC with
focus on client service and sustainability. During October, 2021,
the Management acquired a NBFC company, Kamala Trades &
Holdings Pvt. Ltd.
uA pool of committed workforce has enabled Palli Pragoti to
develop a welcoming culture that has significantly impacted the
client connect over the years.
uBranch positioning has been given a strategic direction to reach
out to indigenous communities and poor clients who have very
little access to formal financial services.
₹ 13.70 Cr
Total AuM
5601
Active Clients
13 Branches
Active Clients
0.11%
PAR 90
To become
NBFC-MFI
Immediate Goal
Our vision
To be a leading and preferred financial institution
who provides excellent services to poor families in
order to empower rural people.
Our mission
To promote the general well-being of the poor people in the province and transform them into self-reliant, self-managing, just and peaceful living communities.
Encouraging savings, and specifically targeting women and poor families in order to help them achieve a higher income.
To provide quality and innovative financial and non-financial services that productive poor to excellence.
To improve income in agricultural sector in the rural areas of South Dinajpur, North Dinajpur, Malda, Murshidabad, Jalpaiguri District and districts of other states by providing loans at reasonable interest rates
our board of directors
Mr. Shyamapada Sarkar
Founder/Chairman
Mr. Shyamapada Sarkar is the
Founder and Chairman on the
board of Palli Pragoti Financial Services Pvt. Ltd. He is an eminent socio-
economist with rich and varied
experience in the area of
financial services.
Mr. Avijit Saha
Co-Founder / Director
Mr. Avijit Saha is the Co Founder
and Director on the board of
Palli Pragoti Financial Services Pvt.
Ltd. He is a qualified Company
Secretary from the Institute of
Company Secretaries of India
and holds a Bachelor’s degree…
Mr. Amit Sarkar
Director
Mr. Amit Sarkar is the Whole
Time Director on the board of
Palli Pragoti Financial Services Pvt.
Ltd. with expertise in the areas
including Financial Planning,
Operations Management.
Mr. Kanak Sarkar
Director
Mr. Kanak Sarkar is the Director
on the board of Palli Pragoti Financial Services Pvt. Ltd. He is
basically from IT Background and
has completed his B.Tech in
Computer Science & Engineering
Pragoti Loan is for both Men and Women engaged in small
and medium scale business but faces financial working
capital requirement and don’t meet the requirements of
obtaining loan from banks.
Loan Type : Personal
Loan amount range : INR
31,000 – INR 60,000
Tenure range: 12 – 24 months
Installment frequency: Monthly/Weekly
Rate of Interest : 30%
Processing fees: 2%
Admin fees :