Products

Suchana

Suchana is a personal loan for both men & women who are willing to start micro and small business in the field of agriculture product.

  Loan Type : Individual

 Loan amount range : INR 5,000 – INR 40,000
   Tenure range: 12-18 months
   Installment frequency:  Weekly / Bi-Weekly  
   Rate of Interest : 30%
   Processing fees: 2% plus GST
  Insurance fees : 0.980% – 1.470%

  Documentation Fees: 0.50% to 1.00% plus GST

  CIBIL Score- 600+

Unnati

Unnati loan is a BC product is for the people who are engaged or want to be engaged in micro and small business, agriculture, retail shop owner etc.

  Loan Type : Business Correspondent

 Loan amount range : As per BC Term
   Tenure range: As per BC Term
   Installment frequency: As per BC Term
   Rate of Interest : As per BC Term
   Processing fees: As per BC Term
   Insurance fees :As per BC Term

   Documentation Fees: As per BC Term

  CIBIL Score- As per BC Term

Briddhi

Briddhi loan is a JLG loan for the people specially women who are engaged  or want to be engaged in micro and small business, agriculture, retail shop owner etc. This is a micro finance loan product.

  Loan Type : JLGs / SHG

 Loan amount range : INR 5,000 – INR 70,000
   Tenure range: 12 – 24 months
   Installment frequency:  Weekly / Bi-Weekly  
   Rate of Interest : 30%
   Processing fees: 2% plus GST
   Insurance fees : 0.980% – 1.960%

   Documentation Fees: 0.50% – 1.00% plus GST

  CIBIL Score-  600+

Udyog (MSME)

Udyog loan is for men & women who are engaged in micro small & medium enterprises and want to grow their business in a systematic manner by way of creating jobs for people and requires more fund for business.

  Loan Type : Individual

 Loan amount range : INR 100,001 – INR 200,000
   Tenure range: 12 – 24 months
   Installment frequency:  Weekly / Bi-Weekly  / 4th Weekly
   Rate of Interest : 30%
   Processing fees: 2%+GST
   Insurance fees : 0.980% – 1.960%

   Documentation Fees: 0.50% – 1.00% plus GST

  CIBIL Score- 600+

Pragoti

Pragoti loan is a personal loan for both men & women who are already in the small business relating to agriculture and other products and want to increase the income by the growth of business.

  Loan Type : Individual

 Loan amount range : INR 30,000 – INR 60,000
   Tenure range: 12-18 months
   Installment frequency:  Weekly / Bi-Weekly  
   Rate of Interest : 30%
   Processing fees: 2% plus GST
   Insurance fees : 0.980% – 1.470%

  Documentation Fees: 0.50% – 1.00% plus GST

CIBIL Score- 600+

Samriddhi

Samriddhi loan is for both men & women who are engaged in micro, small & medium business like tea stall, fast food business, vegetable vendor, small grocery/stationery shop owner etc.

  Loan Type : Individual

 Loan amount range : INR 5,000 – INR 60,000
   Tenure range: 3 – 12 months
   Installment frequency:  Daily / Weekly  
   Rate of Interest : 28 – 32%
   Processing fees: 2% plus GST
   Insurance fees : 0.980% – 1.960%

   Documentation Fees: 0.50% – 1.00% plus GST

  CIBIL Score- 600+

Sristi (MSME)

Sristi loan is for both men & women who are engaged in micro small & medium enterprises and want to grow their business in a systematic manner by way of creating jobs for people.

  Loan Type : Individual

 Loan amount range : INR 61,001 – INR 100,000
   Tenure range: 12 – 24 months
   Installment frequency:  Weekly / Bi-Weekly  / 4th weekly
   Rate of Interest : 30%
   Processing fees: 2% plus GST
   Insurance fees : 0.980% – 1.960%

   Documentation Fees: 0.50% – 1.00% plus GST

  CIBIL Score-  600+